Ways of banks in Russia and the United States went

In the U.S. last year was withdrawn by the largest number of banking licenses in nearly 20 years, in Russia - the minimum for the last seven. But if the ocean were collapsing small banks, while in Russia was the largest bankruptcy of a credit institution in its history - Mezhprombank. The Bank of Russia last year, said the revocation of licenses for banking operations in 28 credit institutions. Less has been done in 2003 - 16. At the same time the most fruitful in the review began in December - the death penalty applied to the 10 Central banks, half of which market participants are connected with Matthew urine ("Slavic", traditional bank, Uralfinprombank, "Mint House," Donbank). Urin himself was imprisoned after his bodyguards in November to beat the Netherlands national highway Rublevsky Faassena Yorrita Joost. In the past year and held the largest bank failure in Russia. Licences lost Mezhprombank Sergei Pugachev, who was a thirty largest in the country. Meanwhile in the U.S. in 2010, regulators revoked the licenses of 157 banks with $ 92.1 billion of total assets, compared with 140 banks ($ 169.7 billion of assets) in the 2009 rate in 2010 was a record since 1992, when completed The S & L crisis of the savings banks. "We believe that in 2010 the number of collapsed banks peaked", - said Jim Uaygand of the Federal Deposit Insurance Corporation (FDIC). According to him, in 2010, lost their licenses, smaller banks with less assets than those in which regulators seized the license in 2008 and 2009. "In terms of assets of collapsed banks maximum was reached in 2008," - said Uaygand. "Earlier in the number of insolvent banks were taking too much risk, lending to the housing sector, and now - banks lending inhabitants of places affected by the recession," - said economist James Banks Association of American Chess. September 30, 2010, when the FDIC announced its latest quarterly report, the list of problem banks were listed 860. Over the past three years, regulators found the bank insolvent 322 to $ 633.7 billion of total assets. FDIC expenses for payments to depositors, reorganization, readjustment or liquidation of banks amounted to $ 79.5 billion